Guaranteed Standard Issue

Depending on the number of participating employees and other factors, your program may qualify for guaranteed standard issue underwriting.

What does that mean?

Simply stated, it means that none of the participants will have to undergo a medical exam to enroll in the program. And it can also mean discounts for eligible employees or for the company if offered on an employer-paid basis.

Even if your program design does not qualify for guaranteed standard issue, you can still offer income protection to your employees with full medical underwriting. Bottom line: Income protection is important enough for us to find a way to protect each and every one of your employees.

We also offer industry leading implementation and enrollment solutions to make it easy for you to provide protection to your employees.

Interested?

Contact us for more information.

Disability Policy Form 1200 underwritten and issued by Berkshire Life Insurance Company of America, Pittsfield, MA, a wholly owned stock subsidiary of The Guardian Life Insurance Company of America, New York, NY. Product provisions and features may vary by state.